• Meet with applicants to obtain information for loan applications and to answer questions about the process. 

• Analyze applicants' financial status, credit, and property evaluations and provided report for supervisor to determine feasibility of granting loans.

• Review loan agreements to ensure that they are complete and accurate according to policy.

• Compute payment schedules.

• Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.

• Market bank products to individuals and firms, promoting bank services that may meet customers' needs.

• Work with clients to identify their financial goals and to find ways of reaching those goals.

• Confer with underwriters to aid in resolving mortgage application problems.

• Analyze potential loan markets and develop referral networks in order to locate prospects for loans.

• Negotiate payment arrangements with customers who have delinquent loans.

• Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.

• Arrange for maintenance and liquidation of delinquent properties.

• Submit applications to credit analysts for verification and recommendation.

• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.

• Prepare and submit loan related reports to send to local regulators BSP and H.O.

•  At least 4 years’ experience in Loan/Credit area.
• Credit and Loan Analyst Skills, Marketing Skills. 
• Reporting Skills, Verbal Communication, Administrative Writing Skills, Accounting Skills.
• Extensive banking and corporate finance experience, with a strong background in loans
• Ability to identify and visit corporate clients, conduct analyses, assess risks, and prepare related reports.
• Must handle corporate loans not individual loan or car loans
• Willing to work onsite Makati
• Must have experience in Banking Industry for more than 3 years